Dhanyantra

Mutual Funds are the schemes put forward by various Investing Agencies who wish to invest your Money in a Highly Diversified Portfolio. If you are unable to decide which companies to invest in to get consistent returns that’s when mutual funds come into play. But are they really useful? Well the answer to this question depends on you, Let’s consider a few scenarios. You want to Regularly Invest a very tiny amount of Money and don’t want to take the burden of choosing the right stocks, well then maybe mutual funds can Work for you. You want to invest a Heavy lumsum amount but are unsure whether to diversify your Portfolio yourself or invest in mutual funds; In this case it is definitely better to make your own portfolio. How mutual Funds work, well the simple answer is that the these so called Giant Financial Institutions take your money and Further Invest in stocks of Your Choice, and when they do most of such Institutions really don’t care whether your money will grow or los...

The Game of P/E Ratio. What is P/E ratio? If you are not new to the stock market you can already skip this question, but if you are new. The Price to Earnings Ratio or (P/E) is likely to say if you buy some asset at a particular price and in turn how much money was made by that asset in a particular time period. Let’s take some examples in common language way 11)       Considering you are a Milk seller and you bought a cow whose milk you will sell in future. So in turn your cow is an asset and the milk she produces which you will further sell are your earnings. 22)       Let’s take another example this time you are a farmer who actually bought a land (Not sell) of fertile soil at a cost of Rs 2 LAKH and you grew any type of Crops onto it and you made an annual earnings of Rs 25,000. This means your Annual Price to earnings Ratio is (2,00,000/25000)=8 that means you earn 1 Rupee on every 8 rupees Invested. 33)  ...